Skip to main content

Public preview — no real loans. Rates shown are examples, not offers, and applications aren't sent to a lender. Learn more

Enjoy the Credit
Apply now

Loan calculator

Work out the full cost before you apply

Choose an amount and a repayment period. We show the principal, interest, processing fee, GST, the money you actually receive, the APR and the exact total you repay.

Illustrative pricing

This calculator uses example pricing (0.1.0-illustrative) to demonstrate how costs are worked out. It is not an offer and does not represent the terms of any lender. Approved terms will replace these figures before launch.

How much do you need?

Move the slider or type an amount. Everything updates instantly.

₹5,000₹1,00,000
Repay in

How this estimate is calculated

  • Simple interest on the loan amount for the exact number of days, on an Actual/365 basis, rounded to the paisa.
  • Processing fee of 2% of the loan amount plus GST at 18%, deducted before the money reaches your account.
  • Assumes the money is paid out today (2 November 2026, IST). Your actual due date is counted from the actual disbursement date.
  • APR is the yearly cost of the money you actually receive, including fees, worked out from every payment you make.
  • Late payment / penal charges are not included — see Fees and charges.

Your estimate

Illustrative example

You repay

₹25,616.44

on 2 December 2026 · you receive ₹24,410.00 in your bank account

Loan amount (principal)
₹25,000.00
Interest (30.00% p.a. × 30 days)
₹616.44
Processing fee
₹500.00
GST on processing fee
₹90.00
Amount paid to your bankPrincipal minus fee & GST (₹590.00)
₹24,410.00
Annual Percentage Rate (APR)All-in yearly cost including fees
60.13%
Total amount to repay₹25,616.44

One payment due on Wednesday, 2 December 2026

This is an estimate using illustrative example pricing, not an offer. The lender sets your final amount, rate and fees after verification, and shows them in a Key Facts Statement before you agree to anything.

Apply for this amount Check eligibility first

Understanding the figures

Principal

The amount you borrow and must repay in full.

Amount paid to your bank

The principal minus the processing fee and GST, which are deducted before disbursement.

APR

The all-in yearly cost of credit, including interest and fees. Use it to compare loans of different lengths and fee structures.

Penal charges for late payment are not part of the cost of credit and are disclosed separately. See Fees and charges.